Collection agencies usually buy your unpaid debt for pennies on the Dollar. Then they report it to your credit report for the original balance owed to the original creditor.
Bankruptcies appear on your credit report under the “Public records” section of your report.They stay reported for ten years from the court filing date.
Judgments or liens are reported on your credit report under the Public Records section. Judgments are lawsuits against you in a court of law for which you never appeared
Foreclosure accounts stay on your credit report for up to seven Years from the date the courts report them.What most people are not aware of
Repossessions on your credit report will impact your credit for years. They stay reported for seven years from the date your property was repossessed.Usually when the lenders
A payment is considered late when you pay your bills after 30 days of the due date. Many people are not aware of how much one late
Epic Credit Score Solutions is a Limited Liability Company that has built a solid reputation by delivering excellent customer service and successfully repairing credit over the past 16 years. Excellent reviews have been posted online about our services. 95% of our clients are referred by others who have used our services. Word of mouth is what made us who we are today. A reputable company with excellent credit repair skills. Text 954-295-7105 or call to get an immediate response to your credit related questions.
We have been in business since 1999. It takes integrity, skill, and passion to be continuously successful at what we do. 95% of our clients are referrals. It feels really good when a referred customers tells us that we were referred as the best of the best.
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Epic Credit Scores helped me bounce back after years of credit struggle. Within months, I saw a 100+ point increase. Highly recommend their transparent and fast service.
The process was a bit slower than I expected, but my score did improve. They answered my questions and provided clarity where needed
They did remove a few errors from my credit report, but I wish the communication was more frequent. Overall, decent experience.
From rejected loan applications to getting my first business credit card — ECS changed my financial life completely. Eternally grateful!
I was skeptical at first, but they proved me wrong. Fast, professional, and reliable. My score went from 580 to 740 in under 4 months
Good service overall. I appreciated the educational tips they gave me. Just needed a bit more speed on dispute resolution.
Whether you’re starting your credit journey or rebuilding after setbacks, our expert advisors are here to guide you every step of the way.